What Makes Building With Us Different?
If you've ever looked into building a house you’ve probably run into the first road block – construction financing is expensive, difficult to secure, and confusing, and that’s just to get the house built. You still need to get a permanent loan on the home when it’s complete.
Our One Time Close construction to permanent loan is the answer. VA buyers can build a home with no money down, and FHA buyers can do it with just 3.5% down. Already own the land you’d like to build on? Then there’s no need for a down payment even with FHA!
One Time Close means just that – no need to qualify for a second loan when the home is built, and no need to pay closing costs twice.
It gets better. With most construction financing, you pay interest payments while the home is being built, but with our program, you won’t make any payments until the certificate of occupancy is issued! And because the financing is secured when we close, you can move on with your life instead of waiting until the final loan is done to apply for other credit you may like to secure.
But we’re still not done, because this loan can be used to buy a manufactured or modular home and land package. If you’re curious about manufactured and modular, click here to learn more.
Not sure building is right for you? Click here to learn how to purchase and renovate a house with just one loan, or click here to learn more about how buying an existing house with us is not just different, but better!