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What Makes Our Construction Loans Different?

Traditionally, building a home involves multiple steps: securing a land loan, obtaining a construction loan, and then finalizing permanent financing once your home is complete.

Our One-Time Close Construction to Permanent Loan simplifies this by combining all these stages into one seamless process.

Here’s how it benefits you:

  • Streamlined Financing: Get your land, construction, and permanent financing in a single loan, avoiding the hassle of multiple approvals and applications.

  • Flexible Down Payments: Typically, you can start with just 10% down. VA buyers might even build with no down payment, while FHA buyers can get started with just 3.5% down. Additionally, land equity can be applied towards your down payment.

  • Single Set of Closing Costs: Pay closing costs only once, rather than multiple times throughout the process.

  • Deferred Payments: Enjoy the benefit of no payments until the home is complete and the certificate of occupancy is issued, reducing financial strain during construction.

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This loan also applies to land and manufactured or modular home packages.

Apply now to have one of our Loan Officers assist you through this straightforward process and help make building your dream home a reality.

Requirements

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- Minimum Loan Amount of $250,000

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Apply Now

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