Why is our Owner Financing/ Lease Option Program Better?

Other companies don't know what it takes to get you mortgage ready. We are a lender. With 37 years of mortgage experience we have the creative finance experience it takes to come up with your best solution. 

There are many people who have a hard time qualifying for conventional financing. If you have damaged credit or are self employed you could run into problems qualifying even while you can afford the payments. 


This is why we created the owner finance/ lease option program. To work with you to get you into your home. 


We will buy the home you want and carry the terms until you are mortgage ready and then we will do your loan. It's that easy!

We even provide you with a credit repair program that works. We've seen a client go from a credit score of 400 to +700 in as little as 6 months. 

Credit Repair

Here's the process:

  1.  Have a conversation with one of our Loan Officers. We will get you approved and set a budget.  

  2. Shop for a home within your budget. It can be any home you want. It can even be a renovation project!

  3. You sign a lease agreement with us with an option to buy within three years. 

  4. We put the home under contract and purchase it. 

  5. Move in and begin making payments. Take the freedom to treat it like your own home! Paint the walls, redo the yard - whatever you'd like. 

  6. We help you prepare to purchase from us. 

  7. You exercise your option to buy with institutional financing.

  8. Congratulations!!! You are now a home owner!!!​

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